Economic briefing: September 2026
OAT at 4.45 %, its highest since 2008. ECB delivers a second hike, Brent past $106, mortgage rates set to rise further in Q4. Our read of the cycle.
Read the briefingThe acquisition process for property in France
Offer to purchase, preliminary contract, 10-day withdrawal period, final deed of sale. And why the loan file must always be prepared upstream, not after signing the compromis.
Read the guideMortgage in France for Americans: the complete 2026 guide
What makes a US file specific, the documents we’ll ask you for, realistic loan-to-value, the timeline, and how we walk every American buyer through the process from first call to notary.
Read the guidePrivate banking mortgages in France : what changes above €2M
In fine loans, Lombard credit, pledged assets, multi-currency structures. How a private bank underwrites a French acquisition when a retail scorecard no longer applies. Our network across France, Monaco, Luxembourg and Switzerland.
Read the guideMortgage in France for British buyers post-Brexit
The three financing routes for UK residents, the GBP/EUR exposure, the 90/180 Schengen rule, and the UK-France double tax treaty in plain language.
Read the guideFinancing property on the French Riviera for Scandinavian buyers
A dense Scandinavian community rooted on the Côte d’Azur, and two financing routes for Nordic buyers: through a Nordic private bank, or through the French mortgage structure.
Read the guideIFI: the French real estate wealth tax, and how debt neutralises it
The 2026 IFI brackets, a worked example, and why holding real estate with debt can fully neutralise this annual tax, especially for buyers above the €1.3M threshold.
Read the guidePersonal name, SCI or SARL de famille: how to hold your property in France
A short, practical guide to choosing the right structure : personal name, SCI à l’IR, SCI à l’IS or SARL de famille. The right choice depends on your intent, your family and your tax situation.
Read the guideForeign exchange when buying property in France : structuring and FX optimisation
How FX risk affects a French acquisition from abroad, the 100 % EUR financing structure with collateral in client currency, and how the conversion at notarial signing can be optimised through a regulated FX partner.
Read the guideFrench inheritance tax (droits de succession) : brackets and structuring
The 2026 brackets in direct line and for third parties, the €100,000 per-child allowance, the spouse and PACS exemption, and how to plan your transmission before signing.
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